Business Credit Insights

Business credit insights available per business — turns the raw Equifax credit data points into actionable signals. Returns three sections:* singlePull — derivations from the most recent snapshot only: payment trend, most severe active delinquency, total delinquent exposure, days since last delinquency, recent-12-month delinquency flag, active tradeline count, write-off flag.* timeSeries — month-over-month and trend derivations that require historical snapshots. Fields are null until enough history has accumulated: * scoreChange available after Month 2 * newTradelineAdded available after Month 2 * scoreVelocity / cleanStreakMonths / scoreOnStreak available after Month 3 * scoreTrend6Mo available after Month 6* profile — assigned customer-profile segment derived from the single-pull signals: clean-but-thin, clean-and-established, recent-delinquency-improving, active-delinquency-or-writeoff. May be null for accounts with no score data.Partners can only access businesses they have referred.

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Path Params
string
required

Tento public ID of the business (also accepts the partner's custom ID or partner system ID for the same business).

Headers
string
required

Your Partner API Token with read-bcm-score permission

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